Hurricane Sandy’s impact was influential across the northeast recently, but many businesses, families and individuals were well prepared to deal with the impending risk. Now, as we begin to evaluate the follow-up, it’s important to assess where risk turned into potential loss or damages. Below, Traveler’s Insurance has provided three important steps to take as you begin to move forward.
For claims information, contact Gunn Mowery at 1-800-840-1243, or e-mail us at email@example.com.
Travelers hopes that you, your family and your business have weathered the storm safely. As Sandy passes, Travelers wants you to be aware of steps you can take to mitigate safety hazards and prevent further property damage. For the entire article, click here.
1. Assess the Damage
After the storm has passed, conduct a quick assessment of your property for structural integrity, electrical hazards, flammable gas or liquid releases or other hazards. If you are unsure whether it’s safe to re-enter the building, hire a qualified professional to assist with the initial assessment. Consult your disaster recovery plan and assemble a team to help prioritize recovery efforts. If you do not have a disaster recovery plan, visit www.riskcontrol.com for guidance on next steps for restoring your business operations immediately following a storm.
2. Prevent Sewer Backups
In the event of flooding or a higher-than-normal water table due to heavy rains, sewage could back up through plumbing fixtures located in a basement or lower level.
3. Take Temporary Mitigation Measures
As soon as it is safe to do so, take immediate steps to prevent further damage to your building, equipment and stock:
- Cover damaged roof areas with tarps
- Cover broken windows with plywood
- Move materials to a dry area (off-site if need be), elevate off the floor, or cover in place to prevent further damage.
Individuals involved in cleanup and restoration activities should be aware of potential dangers and take necessary precautions. Hazards may include electrical hazards, carbon monoxide, strains & sprains, fire, falls and more.
- Disaster Recovery Guidelines – Health Precautions
- Disaster Recovery Guidelines – Property and Equipment
- Hurricane Protection, Preparation, Response and Recovery
- Flood Protection, Preparation, Response and Recovery
In the event of a loss, customers should report claims directly to Travelers as soon as possible after the storm. It is not necessary to have policy numbers or complete loss information. The sooner we learn about losses, the sooner we can help. Go here or call 1-800-238-6225.
It is our priority to help you, our valued customer, manage risks and make decisions that promote a safe and healthy workplace. Please visit our website for additional information.